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Neobanks and fintech platforms use Tazapay as an embedded infrastructure layer to move money globally without building payment rails from scratch.

How Tazapay Helps

Embedded payout and balance APIs

Integrate seamlessly with your existing platform

Multi-currency holding balances

Hold and manage funds in multiple currencies

Global coverage using local payout rails

Reach beneficiaries worldwide through local payment networks

Compliance, risk checks, and settlement

Tazapay handles regulatory requirements and fund settlement

Integration Flow

1

Fund Tazapay Balance

Platform funds or receives funds into a Tazapay balance
2

Credit to Holding Currencies

Funds are credited to one or more holding currencies
3

Initiate Payouts

Platform initiates payouts on behalf of end users
4

FX Conversion

FX conversion is applied when payout currency differs
5

Execute Payouts

Tazapay executes payouts using local rails
6

Track & Reconcile

Transaction status and reconciliation are tracked via APIs and dashboard

Payout Flow Diagram

APIs Involved

PurposeAPIEndpoint
View holding balancesFetch Balances/v3/balances
Create payoutCreate Payout/v3/payouts
Track payout statusFetch Payout/v3/payouts/{id}
FX conversionFX APIs/v3/fx
ReconciliationFetch Balance Transactions/v3/balance_transaction/{id}
Event handlingWebhookspayout.*

Example

A neobank offers international payouts and multi-currency money movement to its users without building payment infrastructure in-house.

Using Tazapay

  • The neobank integrates Tazapay’s payout APIs
  • User funds are routed through Tazapay’s multi-currency balances
  • Cross-border transfers are executed via local payout rails
  • FX conversion, compliance checks, and settlement are handled by Tazapay

Benefits

  • Launch faster — Global payout capabilities without building infrastructure
  • Reduce complexity — Lower operational and regulatory burden
  • Focus on UX — Concentrate on customer experience instead of payment infrastructure