How Tazapay Helps
Embedded payout and balance APIs
Integrate seamlessly with your existing platform
Multi-currency holding balances
Hold and manage funds in multiple currencies
Global coverage using local payout rails
Reach beneficiaries worldwide through local payment networks
Compliance, risk checks, and settlement
Tazapay handles regulatory requirements and fund settlement
Integration Flow
1
Fund Tazapay Balance
Platform funds or receives funds into a Tazapay balance
2
Credit to Holding Currencies
Funds are credited to one or more holding currencies
3
Initiate Payouts
Platform initiates payouts on behalf of end users
4
FX Conversion
FX conversion is applied when payout currency differs
5
Execute Payouts
Tazapay executes payouts using local rails
6
Track & Reconcile
Transaction status and reconciliation are tracked via APIs and dashboard
Payout Flow Diagram
APIs Involved
| Purpose | API | Endpoint |
|---|---|---|
| View holding balances | Fetch Balances | /v3/balances |
| Create payout | Create Payout | /v3/payouts |
| Track payout status | Fetch Payout | /v3/payouts/{id} |
| FX conversion | FX APIs | /v3/fx |
| Reconciliation | Fetch Balance Transactions | /v3/balance_transaction/{id} |
| Event handling | Webhooks | payout.* |
Example
A neobank offers international payouts and multi-currency money movement to its users without building payment infrastructure in-house.
Using Tazapay
Integration Steps
Integration Steps
- The neobank integrates Tazapay’s payout APIs
- User funds are routed through Tazapay’s multi-currency balances
- Cross-border transfers are executed via local payout rails
- FX conversion, compliance checks, and settlement are handled by Tazapay
Benefits
- For the Neobank
- Tazapay Handles
- Launch faster — Global payout capabilities without building infrastructure
- Reduce complexity — Lower operational and regulatory burden
- Focus on UX — Concentrate on customer experience instead of payment infrastructure
