Funding a Payout After Creation

You can create a payout with insufficient balance and fund it later

Tazapay allows you to create a payout and fund it later. This is useful when you need to initiate payouts before funds are available in your account.

How It Works

Default Behavior

Payout Type	Default Behavior	Waiting Period
Without FX	Moves to requires_funding	7 days
With FX	Fails immediately	None (configurable)

Payouts without FX transactions automatically move to the requires_funding state and wait for 7 days before failing.

Payouts containing FX transactions will fail immediately by default. You must enable the funding window configuration to allow deferred funding for FX payouts.

Funding Mechanisms

Automatic Funding (Default)

When your balance receives a credit, payouts in the requires_funding state are automatically funded using a FIFO (First In, First Out) mechanism based on creation time.

The FIFO mechanism ensures that your oldest pending payouts are funded first, maintaining fair processing order.

Selective Funding via API

You can disable auto-funding and use the Fund API to selectively fund specific payouts. This gives you full control over which payouts get funded.

Use cases for selective funding:

• Your customers fund you after payout creation on your platform
• You need to prioritize certain payouts over others
• You want to match specific incoming funds to specific payouts

Enabling FX Payout Funding Window

By default, payouts containing FX transactions fail immediately if there’s insufficient balance. To enable a funding window for FX payouts:

1. Contact Support

   Reach out to [e-mail] or your account manager.

2. Request Configuration

   Specify the time duration you need for the funding window.

3. Confirmation

   Tazapay will configure the custom duration for your account.

Configuration Options

Option	Description	How to Enable
FX funding window	Allow FX payouts to wait for funding	Contact support
Disable auto-funding	Use Fund API for selective funding	Contact support

To disable automatic FIFO funding and use selective funding via the Fund API, contact [e-mail] or your account manager.

Relevant Link

• Fund Payout API