How It Works
While both PayEasy and PayEasy Cash are payment options in Japan, they refer to slightly different ways a consumer can use the PayEasy system to complete a transaction: PayEasy (General)- This is the overarching payment service that allows consumers to pay for online purchases, bills, and other services conveniently through various channels.
- Payment Channels: PayEasy offers two main ways for consumers to pay:
- ATM Payment: Using a payment number provided by the merchant, the consumer can go to a participating bank ATM and pay using cash or their ATM card.
- Online Banking Payment: The consumer can select PayEasy during online checkout, choose their bank, and complete the payment directly through their online banking interface.
- This specifically refers to the ATM payment method within the broader PayEasy system where the consumer uses cash to make the payment.
- How it Works:
- The consumer receives a unique payment number (including a recipient number, customer number, and confirmation number) from the online merchant or biller.
- They visit a participating bank ATM that displays the PayEasy logo.
- They select the “Pay-easy” or “Tax & Fee Payment” option on the ATM.
- They enter the required numbers (recipient number, customer number, confirmation number).
- They confirm the payment details displayed on the screen.
- They select “Cash” as the payment method and insert the required amount into the ATM.
- The ATM issues a receipt as proof of payment.
Payment Method type
Users can use the below payment method type to create a transaction using Payeasy in the available geography- Japan:
payeasy_jpy/payeasy_cash_jpy
Functionality
| Functionality | Yes/No | Description |
|---|---|---|
| Refund Support | ||
| Full Refund | ❌ | |
| Partial Refund | ❌ | |
| Generally Available | ❌ | Requires website localization & local support in JP. Usual SLA on onboarding is 1 week. |
| Dispute and Chargebacks | ✅ | via police complaints / bank recalls, etc. |
Limits and Expiration
The following is the upper and lower limits for Payeasy transactions:- Minimum Limit: USD 0.01
- Maximum Limit: USD 7636
