> ## Documentation Index
> Fetch the complete documentation index at: https://developer.tazapay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Virtual Accounts

> Every market, currency, and rail you can collect on with a Tazapay virtual account

export const panel = {
  borderLeft: '3px solid var(--tz-primary)',
  background: 'var(--tz-bg-badge)',
  borderRadius: '0 10px 10px 0',
  padding: '0.25rem 1.25rem 1rem',
  margin: '0.25rem 0'
};

export const eyebrow = {
  display: 'block',
  fontSize: '0.75rem',
  fontWeight: 700,
  letterSpacing: '0.08em',
  textTransform: 'uppercase',
  color: 'var(--tz-text-primary)',
  margin: '1rem 0 0.25rem'
};

<div className="tz-coverage">
  <AccordionGroup>
    <Accordion title="🇸🇬 Singapore" description="SGD local rails · SWIFT in 14 currencies">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | SGD      | T+1        | FAST    | 200,000 SGD         |
        |          |            | MEPS    | 60,000,000 SGD      |

        <span style={eyebrow}>Wire Transfer (SWIFT)</span>

        **Setup time** - T+1<br />
        **Currencies** - JPY, AUD, HKD, CNH, USD, SGD, CAD, GBP, EUR, CHF, DKK, NOK, SEK, NZD
      </div>
    </Accordion>

    <Accordion title="🇬🇧 United Kingdom" description="EUR & GBP local rails · SWIFT in 26 currencies">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network      | Max per Transaction |
        | -------- | ---------- | ------------ | ------------------- |
        | EUR      | Instant    | SEPA Instant | 100,000 EUR         |
        |          |            | SEPA         | 40,000,000 EUR      |
        | GBP      | Instant    | CHAPS        | 35,000,000 GBP      |
        |          |            | FAST         | 1,000,000 GBP       |

        <span style={eyebrow}>Wire Transfer (SWIFT)</span>

        **Setup time** - Instant<br />
        **Currencies** - USD, EUR, GBP, SGD, AED, HKD, JPY, KWD, NZD, OMR, QAR, SAR, THB, TRY, BGN, BHD, CHF, CZK, DKK, HUF, ILS, KES, NOK, PLN, RON, SEK
      </div>
    </Accordion>

    <Accordion title="🇺🇸 United States" description="USD local rails · USD SWIFT">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | USD      | Instant    | ACH     | 5,000,000 USD       |
        |          |            | Fedwire | 5,000,000 USD       |

        <span style={eyebrow}>Wire Transfer (SWIFT)</span>

        **Setup time** - T+1<br />
        **Currencies** - USD
      </div>
    </Accordion>

    <Accordion title="🇨🇦 Canada" description="CAD local rail">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | CAD      | Instant    | EFT     | 65,000,000 CAD      |
      </div>
    </Accordion>

    <Accordion title="🇦🇺 Australia" description="AUD local rail">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | AUD      | Instant    | NPP     | 75,000,000 AUD      |
      </div>
    </Accordion>

    <Accordion title="🇱🇺 Luxembourg" description="EUR local rails">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network      | Max per Transaction |
        | -------- | ---------- | ------------ | ------------------- |
        | EUR      | Instant    | SEPA Instant | 100,000 EUR         |
        |          |            | SEPA         | 40,000,000 EUR      |
        |          |            | TIPS         | 40,000,000 EUR      |
      </div>
    </Accordion>

    <Accordion title="🇩🇰 Denmark" description="DKK local rail · SWIFT in 8 currencies">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | DKK      | Instant    | Kronos2 | 300,000,000 DKK     |

        <span style={eyebrow}>Wire Transfer (SWIFT)</span>

        **Setup time** - Instant<br />
        **Currencies** - GBP, AED, USD, EUR, SGD, TRY, AUD, DKK
      </div>
    </Accordion>

    <Accordion title="🇦🇪 United Arab Emirates" description="AED local rails">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | AED      | Instant    | IPP     | 180,000,000 AED     |
        |          |            | FPS     | 50,000 AED          |
      </div>
    </Accordion>

    <Accordion title="🇳🇬 Nigeria" description="NGN local rail">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network | Max per Transaction |
        | -------- | ---------- | ------- | ------------------- |
        | NGN      | Instant    | NIBSS   | 100,000,000 NGN     |
      </div>
    </Accordion>

    <Accordion title="🇵🇭 Philippines" description="PHP local rails">
      <div style={panel}>
        <span style={eyebrow}>Local Bank Transfer</span>

        | Currency | Setup Time | Network  | Max per Transaction |
        | -------- | ---------- | -------- | ------------------- |
        | PHP      | Extended   | InstaPay | 50,000 PHP          |
        |          |            | PESONet  | 2,800,000,000 PHP   |
      </div>
    </Accordion>
  </AccordionGroup>
</div>

<Note>
  * There is no minimum transaction amount on local rails.
  * Minimum and maximum transaction limit for SWIFT incoming payments is 10 USD and 50,000,000 USD respectively.
</Note>